NPEA Visa Prepaid Card

The Safe and Convenient Alternative to Cash

In addition to our member credit card options, we are introducing the NPEA Visa Prepaid Card as a safer alternative to cash that has no credit check or minimum balance required. With a prepaid card you don’t have to worry about paying a credit card bill. Money can be added by bank transfer, credit card, direct deposit, debit card, cash or check 1.

Unlike other prepaid cards, there are no fees to apply, no activation fees and no fees for online or telephone customer service 2. To help you control your spending, you can receive text notifications of deposits and purchases and ATM withdrawal 3. This convenient and reliable option allows you to make purchases without a bank account!


Apply now and get instant approval! 4

With the NPEA Visa Prepaid Card you can:

  • Shop online
  • Pay your bills
  • Withdraw money from an ATM
  • Use your card anywhere Visa debit cards are accepted
  • Zero Liability Fraud Protection provided by Visa 5
  • Have a paycheck direct deposited to your card
  • 24/7  customer service
  • Have web access for statements
  • All registered cards are FDIC insured

Primary Fees:

  • Monthly fee: $3.95; waived if total load amount per month is a minimum of $800
  • ATM withdrawal: $2.50
  • ATM balance inquiry: $0.75

*Other fees may apply

You must be signed in to enroll.
Please click above to register or sign in.

NPEA Visa Prepaid Debit Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

  1. Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.
  2. While this feature is available for free, certain other transaction fees and costs, terms and conditions are associated with the use of this Card. Click here for more details.
  3. Standard text messaging rates, fees, and charges may apply.
  4. Important information for opening a new card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. “Guaranteed Approval” is contingent upon passing this mandatory identification confirmation.
  5. Visa’s Zero Liability: Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit