HARP Refinance Loans

Enjoy the Benefits of an FHA & VA Loan

Using a FHA or VA loan to refinance or purchase a new home can make your payments more affordable. An FHA loan from NBKC Bank is a good option for those with a fair-to-good credit rating and want an option that requires less out-of-pocket cash than most conventional loans. If you are using an FHA loan to refinance, there are fixed and adjustable-rate mortgages available. If you are looking to purchase a new home with an FHA loan there are advantages for first-time buyers and customized loan options that are adjusted to your income level.

NBKC Bank allows veterans and qualified active military personnel to use a VA loan for a new home purchase and gives you the cost effective benefit of no lender fees or origination fees. You can also use a VA loan to refinance. If you currently have a VA mortgage loan, a new VA loan streamline refinancing option could help lower your payment with minimal or no out-of-pocket costs.

NPEA members get a discounted lender fee of $475  for non-VA loans. No lender fees apply to VA loans.

FHA Loan:

An FHA loan from NBKC is a good option for first-time home buyers or for those who may not qualify for conventional loan financing. With an FHA home loan you’ll have down payments as low as 3.5% of the purchase price. Plus, NPEA members will receive a discounted lender fee of $475. There are also loan options for low-to-moderate incomes.


VA Loan:

Available to eligible veterans and those on active military duty.

Enjoy the benefits of a VA home loan with NBKC:

  • No lender fees
  • No origination fees
  • No underwriting fees
  • No processing fees
  • Financing in all 50 states
  • Low, competitive rates

Member FDIC. Equal Housing Lender. NMLS 409631

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