educational

EDUCATIONAL EMPLOYEE PLANS

This is an Exclusive Offer to ALL School, University and College Employees

 

  •  $1 Million in Professional Liability Insurance – Nationwide – Learn More
    • $6 per month
  •  $1 Million in Identity Theft ProtectionEquifax/IdWatchdogView Lifelock Comparison
    • $7 per month (Save $336 per year over Lifelock)

Exclusive Rates for Educational Employees


Professional Liability Insurance

$6per month
  • PROFESSIONAL LIABILITY INSURANCE
    $1 million in coverage for all educators and staff
  • Other Member Benefits
    Exclusive Member Discounts

ID Theft Protection

$7per month
  • IDENTITY THEFT PLATINUM   
    $1 million stolen funds reimbursement and credit monitoring with 3 credit bureaus.
  • Other Member Benefits
    Exclusive Member Discounts

Bundle Offer - Best Value

$12per month
  • Bundle and Save
    Saves an Additional $12 per year
  • PROFESSIONAL LIABILITY INSURANCE
    $1 million in coverage for all educators and staff
  • IDENTITY THEFT PLATINUM   
    $1 million stolen funds reimbursement and credit monitoring with 3 credit bureaus.
  • Other Member Benefits
    Exclusive Member Discounts

Professional Liability Insurance

$60per year
  • PROFESSIONAL LIABILITY INSURANCE
    $1 million in coverage for all educators and staff
  • Other Member Benefits
    Exclusive Member Discounts

ID Theft Protection

$72per year
  • IDENTITY THEFT PLATINUM   
    $1 million stolen funds reimbursement and credit monitoring with 3 credit bureaus.
  • Other Member Benefits
    Exclusive Member Discounts

Bundle Offer - Best Value

$120per year
  • Bundle and Save
    Saves an Additional $12 per year
  • PROFESSIONAL LIABILITY INSURANCE
    $1 million in coverage for all educators and staff
  • IDENTITY THEFT PLATINUM   
    $1 million stolen funds reimbursement and credit monitoring with 3 credit bureaus.
  • Other Member Benefits
    Exclusive Member Discounts

To learn more about our ID Theft Protection Insurance,  you can see full plan details here (Regular Consumer Price $19.95 /month): IdWatchdog Platinum


ID Theft Protection Rates Comparison

  • Compare to
    LifeLock

  • Identity Theft Insurance
  • Credit Reports
  • Credit Scores
  • Credit Monitoring
  • Credit Report Lock
  • Child Credit Lock
  • Cyber Monitoring
  • Lost Wallet Protection
  • Resolution Services
  • Service Guarantee
  • Dark Web Monitoring
  • Address Change Verification
  • Credit Freeze Assistance
  • Fraud Alert Assistance
  • Social Network Monitoring
  • Instant Monitoring Activation
  • Credit Score Simulator
  • Restore Pre-Existing Conditions
  • Rent-To-Own Monitoring
  • Auto & Title Pawn Monitoring
  • Sex Offeneder Reporting
  • Financial Monitoring
  • Breach Notification
  • NPEA - IdWatchdog Platinum
  • $7

    per month

  • $1,000,000
  • 3 Bureaus - Unlimited Reports
  • 3 Bureaus - Unlimited Reports
  • 3 Bureaus
  • vs Lifelock Ultimate Plus
  • $ 35

    per month

  • $1,000,000
  • 3 Bureaus - Annual Reports
  • 3 Bureaus - Annual Reports
  • 3 Bureaus
  • vs Experian
  • $ 20

    per month

  • $1,000,000
  • 3 Bureaus - Annual Reports
  • 3 Bureaus - Annual Reports
  • 3 Bureaus

NPEA’s Identity Theft Protection – Powered by IdWatchdog/Equifax

ID Watchdog offers Identity Monitoring, Identity Theft Detection, and Resolution Services to protect you and your family from becoming the next victim. Through this protection program we can preserve the well-being and financial security of our clients in the public sector.By scouring millions of databases and billions of transactions, ID Watchdog can uncover identity fraud at its inception. Whenever ID Watchdog detects changes in personal information, you will receive an instant alert. This allows you instant visibility to any type of changes.

If you do become a victim, a dedicated Certified Identity Theft Risk Management Specialist (CITRM) will work with you on your behalf until your identity is completely restored to its pre-theft level.


NPEA’s Professional Liability Insurance

Policy provides $1,000,000 of coverage per Insured per occurrence and $3,000,000 per insured aggregate per year for protection against lawsuits. Defense costs are paid in addition to this amount.

Educational employees are more at risk than ever to be accused of doing something harmful during their interactions with students. Our society has become very litigious and you should not have to face this environment alone and risk your entire life savings. That’s why professional liability is a must for all employees in the education field. Liability insurance gives you that peace of mind, knowing that you’ll have someone to represent you and provide for your financial needs should it be necessary.

Professional Liability Insurance protects you, as an educational employee, in the event that a student or parent was to accuse you of such things as discrimination, injuries to students, non compliance with ADA guidelines, and more. NPEA’s policy also provides reimbursement for alleged criminal acts. This includes sexual misconduct coverage and the policy will provide up to $35,000 in reimbursement of attorney fees if not guilty or if the case is dismissed.


Examples of Recent Claims

Coverage A–Liability

An educator was sued for failure to supervise after a student was injured using a table saw in shop class.

A history professor was sued by a student for allegedly making disparaging remarks about Christianity in his class and fostering a hostile environment toward Christians.

A college student sued her professor and the director of her degree program, alleging that they conspired to prevent her from attaining a master’s degree by giving her a lower grade.

A university professor was sued for putting a student on academic probation that resulted in the student’s dismissal.

Coverage B–Reimbursement of Attorney Fees for Criminal Proceedings

An insured was accused of indecent sexual conduct with three students during the school day. A criminal investigation ensued and the member was subsequently exonerated. The carrier reimbursed the member’s attorney for the full $35,000.

An insured was arrested and criminal charges were filed for assault of a student. After the investigation was completed, the insured was found not guilty and the policy paid $21,000 to reimburse attorney fees.


OUR MISSION

At NPEA our mission is to bring financial security to all educational and public employees, by offering exclusive financial benefits and through advocacy and support of organizations that protect public sector pension funds.


OUR VISION

At NPEA our vision is to recognize and appreciate all school district, public and non-profit employees by offering them exclusive membership benefits. Our members are not only protected based on financial needs, but we sincerely endeavor to serve every individual’s needs and the needs of their family. We are committed to the continuous pursuit of providing the best and most cost effective solutions and coverage to give lifelong financial well-being to the public sector.

TRUST

Our company culture depends on trust and we advocate putting your needs, wants and values as our foremost responsibility. We are devoted to engaging in finding the right solution for you and giving you the attention and advice you deserve along the way.

FINANCIAL SECURITY

We’re dedicated to maximizing your financial security by providing you the most benefits and discounts available. We strive to accurately inform our clients of all the financial options that are available to them as school district, public and non-profit employees.

SUPPORT

We are dedicated to providing the best Quality, Value, and Service to meet our members’ needs.  Our members have more than just jobs they serve the community, and due to this we have been able to offer you amazing benefits, at rates not available to the general public.